One unified customer graph behind every high-stakes decision an Indian bank, NBFC, or fintech makes — at onboarding, monitoring, and investigation.
Backed by Cedar Hill Capital and Smile Group, with angels who have built and scaled India's largest consumer internet businesses.
Rajesh Sawhney — GSF
Dinesh Agarwal — IndiaMart
Anup Agarwal — Kiwi
Vinay Bagri — Niyo
Cedar Hill CapitalLead investor
Smile GroupInvestorBefore Sign3, Arvinder and Amit were building Zupee, one of India's largest real-money gaming platforms. Every transaction on the platform carried fraud risk. Every user's identity had to be verified in real time, at scale.
They went looking for a solution. What they found was a market full of point tools: one vendor for device checks, another for identity, a third for rules. Nothing connected the dots across device, behaviour, identity, and location into a single customer picture.
They could not find the product. So they built it.
What started as an internal solution became clear as a market-wide gap. Every Indian bank, NBFC, and lender was making high-stakes customer decisions on incomplete data. Sign3 was founded in 2022 to close that gap.
All three read from one unified customer graph, powered by six first-party intelligence modules
2022
Arvinder Singla and Amit Chahal start Sign3. First product deployed with an early fintech partner.
2023
ScreenX architecture established — one API call, one score, one decision.
2024
10+ institutions live. Cortex and EscalationX launched. 100M+ identities processed.
2025
20+ institutions live. EDD Case Manager and LEA Automation shipped.
2026Now
Expanding across Indian BFSI — banks, NBFCs, fintechs, and marketplaces.
Co-founder & CEO
IIT Delhi. First Product Manager at Zupee, one of India's largest real-money gaming platforms, where he built and scaled the product function before founding Sign3. Leads strategy, institutional partnerships, and go-to-market.
The founding thesis came from firsthand experience: Indian financial institutions were making high-stakes decisions on incomplete data, and no one was building the intelligence layer to fix it.
LinkedIn — Arvinder Singla
Co-founder & Chief Data Officer
NIT Kurukshetra (B.Tech, Information Technology). Over a decade in machine learning and data science across Flipkart (ML Engineering), Goldman Sachs (Data Science), and Zupee (Data Science).
At Sign3, Amit built the intelligence architecture from the ground up: six signal modules, the scoring models, the portfolio calibration pipeline, and the graph-based community detection engine. Every model in production traces back to his team.
LinkedIn — Amit Chahal
Product EngineeringThe platform, APIs, SDKs, and infrastructure.
Data ScienceThe models, scoring, calibration, and continuous refinement.
Banking & ComplianceDomain expertise in Indian regulation and the operational reality of compliance teams.
Platform SecurityArchitecture, encryption, certifications, and deployment practices.
ISO 27001:2022
DPDP Act 2023 compliant
GDPR compliant
On-premise deployment availableFounded here in 2022 and still headquartered here — a short walk from the banks and fintechs we build for.
241, Udyog Vihar Phase 1We'll score it, surface the fraud patterns your current stack missed, and walk you through what we found. Your data, our scoring. No commitment, no integration, no decision required until you've seen the result.
